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	<title>The Financial Coaching Group &#124; Michael Stokes &#187; Dirty Filthy Lies and 101 Truths</title>
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	<link>http://www.thefinancialcoachinggroup.com</link>
	<description>Financial education in Nobel Prize-Winning academic principles</description>
	<lastBuildDate>Tue, 07 Sep 2010 16:30:48 +0000</lastBuildDate>
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		<title>Stock Markets Are Random</title>
		<link>http://www.thefinancialcoachinggroup.com/stock-markets-are-random/</link>
		<comments>http://www.thefinancialcoachinggroup.com/stock-markets-are-random/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 20:04:51 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Forecasting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Predictons]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1562</guid>
		<description><![CDATA[Since stock markets are random &#8211; so it&#8217;s time to get over it. If you invest in the stock markets, no one can &#8220;save&#8221; you from the down periods &#8211; NO ONE! If markets were not random and unpredictable, they wouldn&#8217;t offer higher expected rates of return. Markets randomly and unpredictably go up and down. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stock Market Predictions</title>
		<link>http://www.thefinancialcoachinggroup.com/stock-market-predictions/</link>
		<comments>http://www.thefinancialcoachinggroup.com/stock-market-predictions/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 15:00:49 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Forecasting]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Predictons]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Stock Picking]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1547</guid>
		<description><![CDATA[Make Enough Predictions and Something is Bound to Come True. Stock market analysts, magazines and newspaper publishers are infamous for making a huge number of predictions about the future&#8230; Which stocks are going to do well, what the economy will do, or where the market is going. Because of the vast number of predictions, some [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Can You Determine the Quality of Your Financial Advisor</title>
		<link>http://www.thefinancialcoachinggroup.com/how-can-you-determine-the-quality-of-your-financial-advisor/</link>
		<comments>http://www.thefinancialcoachinggroup.com/how-can-you-determine-the-quality-of-your-financial-advisor/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 15:45:48 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Investor Traps]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1536</guid>
		<description><![CDATA[Here is an article that is taken from Articlebase.com: This is one of the most frequent questions we are asked by investors who use Paladin Registry services (PaladinRegistry.com) to find and evaluate financial planners and financial advisors. They want to know how they can determine the quality of financial professionals &#8220;before&#8221; they select them. Wall Street [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Control vs. Perceived Control</title>
		<link>http://www.thefinancialcoachinggroup.com/real-control-vs-perceived-control/</link>
		<comments>http://www.thefinancialcoachinggroup.com/real-control-vs-perceived-control/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 16:40:55 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Acitivty]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1527</guid>
		<description><![CDATA[Real Control is More Important Than Perceived Control As humans, we all like to be in control. I feel better when I am in control driving the car instead of someone else doing so. I feel in control when I can order what I want off the menu rather than having someone order for me. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Only Get To See the &#8220;Winners&#8221;</title>
		<link>http://www.thefinancialcoachinggroup.com/you-only-get-to-see-the-winners/</link>
		<comments>http://www.thefinancialcoachinggroup.com/you-only-get-to-see-the-winners/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 01:03:37 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1520</guid>
		<description><![CDATA[When watching the financial television shows, looking at the headlines on the news internet sites, or reading the latest investing magazines there are the advertisements promoting their outstanding rates of return. With mutual fund advertisement performance, it&#8217;s required of them to show the past returns of different time periods. Most mutual fund companies know many, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It Looks Easy, But It&#8217;s Not</title>
		<link>http://www.thefinancialcoachinggroup.com/it-looks-easy-but-its-not/</link>
		<comments>http://www.thefinancialcoachinggroup.com/it-looks-easy-but-its-not/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 15:39:01 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Predictons]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Stock Picking]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1510</guid>
		<description><![CDATA[The truth is: someone will always beat the market &#8211; but, it probably won&#8217;t be you. Given a 20-year period, only a small percentage of potential money managers ever beat the market. (They are the so-called &#8220;professionals&#8221;) No one knows in advance who the professional will be. But, every year the professionals will try and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Rich Quick, Go Broke Fast</title>
		<link>http://www.thefinancialcoachinggroup.com/get-rich-quick-go-broke-fast/</link>
		<comments>http://www.thefinancialcoachinggroup.com/get-rich-quick-go-broke-fast/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 14:35:35 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Investor Education]]></category>
		<category><![CDATA[Client Education]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Investor Returns]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1501</guid>
		<description><![CDATA[If you try to get rich quickly, you will go broke fast. When it comes to investments for your money, I am sure you have thought about your desired rate of return you would like to achieve and feel comfortable with. I have heard people tell me they would be &#8220;fine&#8221; with getting a 6% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would They Need Your Money?</title>
		<link>http://www.thefinancialcoachinggroup.com/would-they-need-your-money/</link>
		<comments>http://www.thefinancialcoachinggroup.com/would-they-need-your-money/#comments</comments>
		<pubDate>Tue, 04 May 2010 17:01:22 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[Predictons]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1403</guid>
		<description><![CDATA[If the professional money managers knew what was going to happen next, they wouldn&#8217;t need your money! Sometimes I have to step back and watch how television and the media handle stock market fluctuations and volatility. In one sense it is kind of comical to see all the opinions of which way a certain stock [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anecdotal Evidence Means Nothing</title>
		<link>http://www.thefinancialcoachinggroup.com/anecdotal-evidence-means-nothing/</link>
		<comments>http://www.thefinancialcoachinggroup.com/anecdotal-evidence-means-nothing/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 17:11:40 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Stock Picking]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1386</guid>
		<description><![CDATA[Someone is always winning millions in the lottery. That does NOT make it a good or prudent investment. Someone is always making a ton of money in the stock market. That also doesn&#8217;t make it a good investment. Speculating and gambling with your money is NOT investing. What typically passes for investment advice is stock [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Is Information Too Much?</title>
		<link>http://www.thefinancialcoachinggroup.com/when-is-information-too-much/</link>
		<comments>http://www.thefinancialcoachinggroup.com/when-is-information-too-much/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 17:21:25 +0000</pubDate>
		<dc:creator>Michael Stokes</dc:creator>
				<category><![CDATA[Dirty Filthy Lies and 101 Truths]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Financial Coaching]]></category>
		<category><![CDATA[Financial Planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Michael Stokes]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Prudent Investing]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[The Financial Coaching Group]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoachinggroup.com/?p=1168</guid>
		<description><![CDATA[Truth #8 of 101: Information is Toxic The nightly news, daily stock market television programs, and cable news focus on variability to get your attention. (Just turn on Fox, CBS, NBC, ABC and they are all vying for your eyes.) They bombard you with the equivalent of &#8220;noise,&#8221; short-run data, and statistics that are useless. Paying [...]]]></description>
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		<slash:comments>0</slash:comments>
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