Who is The Financial Coaching Group?
The Financial Coaching Group (FCG) is a registered investment advisor firm licensed to do business in the State of California. Michael Stokes is the owner and president and is a registered investment advisor for the firm. We are a wealth coaching firm dedicated to helping our clients achieve peace of mind regarding their investments and discover their true purpose for money.
What services does The Financial Coaching Group offer?
The Financial Coaching Group offers fee-based and independent financial coaching advise. Our primary objective is to provide clients with truth about investing so that they can make educated choices about their financial future. We offer low-cost prudently diversified investments for our clients. We also offer independent insurance solutions through many top-rated insurance companies, including annuities and life insurance products.
How does The Financial Coaching Group differ from other financial planning companies?
This is one of the most important questions any potential client should ask. We are a small, personal, independent wealth coaching firm. You are never a forgotten investor and client with us. We are personally in touch at least 4 times a year to check on you. We are never influenced by commissions, transactions, predictions of the future, etc., but solutions to your needs. Investment “products” are not a proprietary solution for financial coaches. Instead, we feel potential clients will choose a financial planner/advisor/coach based on valued trust and how they feel they will honestly be helped.
Why should the Financial Coaching Group manage my money?
We created what we believe is the most appropriate way to help you reach your financial goals. We had the unique opportunity to design our investment coaching service from scratch. We teamed up with the top financial registered investment advisory firm in Matson Money. We utilize Free Market Investing strategies based on Nobel Prize-winning economic theories.The result is a disciplined process designed to capture the benefits of asset class investing with less volatility and the potential for greater return.
Most do-it-yourself investors make mistakes which cost them a lot of money over time. Many “advisors” are actually conflicted brokers incentivized to sell you high fee products. Some have good intentions, but still use mutual funds inefficiently. We are completely independent and entirely focused on our clients.
What is your investment philosophy?
We believe you should have a strategy, and that it should fit your situation and your goals. We believe lower risk for the same amount of expected return is better. That’s why we attempt to properly utilize all available global liquid asset classes – a strategy employed by sophisticated institutions for years.
What type of investments will I own in my account?
For US and International equities, we utilize individual stocks and fixed income securities. We build portfolios based on the science of capital markets. Prudent diversification guides our way with over 12,000 individual holdings.
Who holds my money as the custodian?
Charles Schwab Institutional. We selected Schwab because of their strength and willingness to keep costs extremely low. Schwab is one of the largest US custodians, with over 2 trillion dollars in global client assets. The Financial Coaching Group never directly takes custody of client assets, and only you have access to your money.
Where can I see my money?
You can view your accounts at all times through Charles Schwab’s online platform via web, tablet or phone. Additionally, Schwab will provide you with monthly paper statements. Matson Money will provide you with quarterly statements as well as a personal secured online platform.
How often do I get to meet with you to review my financial situation?
You can call our office anytime if you have a question. We pride ourselves in directly contacting you at least every three months to check in and see how you are doing. We hold annual reviews to talk about you and your portfolio.
“I have helped many people understand the importance of planning for retirement and would like to help you also. I encourage you to take advantage of this complimentary offer which will give you a glimpse into your financial future. Together, we will develop a customized plan to help you navigate through today’s economic environment.” -Michael Stokes
TO LEARN MORE, CONTACT US WITH A TIME YOU WOULD LIKE TO VISIT OR TALK: